Table Stakes · Phase 1

8 use cases, each grounded in a real precedent.

Non-negotiables for a Phase-1 advisory product. Each card unfolds into the precedent we're matching, the data flow, and the implementation notes. Expand any use case for full details.

P0 UC-1: AI Stock Recommendations (Buy / Hold / Sell)

Daily curated stock picks with entry price, target, stop-loss, time horizon, and a plain-English rationale. Each pick is scored on fundamentals, technicals, and sentiment.

Precedent — Univest "Stock Advisory"

Univest sends 2–4 stock picks daily via push notification. Each card shows Buy/Sell, entry range, target %, SL %, analyst rationale, and a "1-tap trade" button.

  • + AI confidence score per pick (Jarvis-style).
  • + Sector diversification check against the user's existing holdings.
Nightly Data IngestFundamentals + Price + News
Multi-Factor ScoringQuality + Momentum + Sentiment
Risk-Adjusted RankSector & cap diversification
Human Review GateAnalyst validates top picks
Publish to App + APIPush notif + brokerage widget
Data PointSourceFrequency
OHLCV price data (NSE + BSE)TrueData / Global DatafeedsReal-time (1s)
Quarterly financials (P&L, BS, CF)NSE filings + Trendlyne APIQuarterly
News & corporate announcementsMoneyControl RSS, NSE APIsReal-time
Insider / bulk / block dealsNSE/BSE bulk deal reportsDaily EOD
Analyst consensus estimatesTrendlyne / Tickertape APIWeekly
P0 UC-2: Thematic & Factor Algo Baskets

Pre-built, algorithmically rebalanced stock baskets by theme (EV, Digital India, Defence) or factor (value, momentum, quality). One-click invest; drift-triggered rebalancing.

Precedent — Smallcase Thematic Portfolios

Smallcase offers 200+ baskets showing CAGR, rebalance frequency, constituent stocks, and min investment.

  • + Real-time factor rebalancing — not fixed quarterly schedules.
  • + AI Conviction Score per constituent.
Define UniverseNSE 500 / BSE 500
Factor ModelValue + Momentum + Quality
Optimize WeightsMean-variance + sector caps
Rebalance EngineDrift-triggered, not calendar
Broker ExecutionAtomic multi-leg order
Data PointSourceFrequency
Index constituents & free-float weightsNSE indices data portalMonthly
Factor data (P/E, P/B, ROE, ROCE, debt)Screener.in API / NSE filingsQuarterly
12-month price momentum, volatilityTrueData historicalDaily EOD
Dividend yield, buyback dataBSE corporate actionsEvent-driven
P0 UC-3: Fundamental Research & Scoring Engine

Every listed stock gets a "Finverse Score" (0–100) combining financial health, growth, management quality, and valuation. Simplified card for users; full breakdown for analysts.

Precedent — Tickertape Stock Scorecard

Tickertape shows a 5-dimension scorecard: Performance, Valuation, Growth, Profitability, Entry Point — each scored /10. Finverse goes further with (a) management quality via NLP on con-call transcripts and (b) peer-relative sector ranking, not just absolute scores.

Data PointSourceFrequency
Financial statements (10+ years)Screener.in / CapitalineQuarterly
Con-call transcriptsTrendlyne / NSE filingsQuarterly
Promoter holding & pledgingBSE shareholding patternQuarterly
Credit ratingsCRISIL / ICRA / CAREEvent-driven
P0 UC-4: Technical Analysis Signal Engine

Automated pattern detection (breakouts, S/R, candlestick) and indicator signals (RSI divergence, MACD crossover, Bollinger squeeze) — delivered as actionable alerts.

Precedent — Streak Strategy Builder

Streak lets Zerodha users build conditions like "RSI > 30 AND price > 50 DMA" without code, backtest on 5 years, and deploy as live alerts. Finverse simplifies further: pre-built "Signal Packs" (Momentum Breakout, Mean Reversion, Volume Spike) users subscribe to with one tap.

Data PointSourceFrequency
1-min / 5-min OHLCV candlesTrueData / Broker WebSocketReal-time
Computed indicators (RSI, MACD, BB, ADX)Internal (TA-Lib)Real-time
Delivery % & volume profileNSE bhavcopyDaily EOD
Options chain & OI dataNSE F&O feedReal-time (3-min)
P0 UC-5: News & Sentiment Intelligence

NLP pipeline ingesting news, social media, and announcements — scoring sentiment per stock — generating plain-English impact summaries with instant alerts for critical events.

Precedent — Jarvis Invest Sentiment Signals

Jarvis provides real-time AI sentiment signals for F&O indices monitoring news, FII/DII activity, and options data. Finverse extends to individual stock level — scoring each news item's price impact using fine-tuned LLMs on Indian financial language.

Data PointSourceFrequency
Financial news (English + Hindi)MoneyControl, LiveMint, ET RSSReal-time
NSE/BSE corporate announcementsExchange APIsReal-time
Social media signalsTwitter/X, Reddit APIsNear real-time
FII/DII daily activityNSDL / CDSL reportsDaily EOD
P1 UC-6: Portfolio Health & Risk Monitor

Import existing holdings (eCAS, broker API, manual). Show concentration risk, sector skew, drawdown exposure, and personalized rebalancing suggestions.

Precedent — INDmoney + Wright Research

INDmoney consolidates stocks, MFs, FDs, NPS into a single dashboard. Wright Research adds quantitative risk metrics. Finverse combines both: consolidated view + risk analytics + AI "fix this" suggestions (e.g., "You have 40% in IT — consider trimming to 25%").

Data PointSourceFrequency
User holdings (stocks + MF)CDSL/NSDL eCAS + Broker APIDaily / on-demand
Benchmark returnsNSE indices APIDaily EOD
Correlation matrixComputed from 1yr returnsWeekly
Mutual fund NAVsAMFI NAV feedDaily
P1 UC-7: Investor Education & Guided Onboarding

Education embedded into every feature — not a separate "learn" tab. Contextual tooltips, "Why this pick?" explainers, and a guided first-portfolio builder.

Precedent — Groww + Zerodha Varsity

Groww integrates bite-sized literacy into the app flow. Varsity is the gold standard (free, 11 modules). Finverse takes the middle path: micro-learning cards on every reco ("What is P/E? Here's why this stock's matters...") + a 5-min onboarding quiz that sets risk profile and builds the first basket automatically.

P1 UC-8: Advisory Gateway API (B2B2C)

RESTful API + SDK for partner brokerage apps to embed Finverse intelligence — white-labelled or co-branded.

Precedent — Smallcase Gateway SDK

Smallcase Gateway ships a full SDK so partner brokerages integrate in days.

  • SDKs: Flutter, Android-native, iOS-native, JS web — broker auth, execution, portfolio tracking across 15+ brokers.
  • Flutter is first-class for Finverse — our own app is Flutter, so partner Flutter apps drop in widgets directly.
  • Finverse Advisory Gateway mirrors the distribution model but ships intelligence (what to buy/sell and why) — the partner handles execution.
EndpointDescriptionResponse
GET /v1/picks/dailyToday's stock recos{ticker, action, entry, target, sl, rationale, score}
GET /v1/basketsAvailable algo baskets{id, name, theme, cagr, constituents}
POST /v1/portfolio/analyzeAnalyze user holdings{risk_score, concentration, suggestions[]}
GET /v1/signals/{ticker}Technical signals{signals[], pattern, support, resistance}
GET /v1/news/{ticker}Sentiment-scored news{headline, sentiment, impact_score, summary}
GET /v1/score/{ticker}Finverse Score{score, breakdown{quality, value, growth}}